Tag: Ficohsa

Fitch Ratings affirms Ficohsa’s rating at ‘A+(hnd)’ with Stable Outlook
Economy

Fitch Ratings affirms Ficohsa’s rating at ‘A+(hnd)’ with Stable Outlook

Fitch Ratings, one of the world's leading credit rating agencies, has recently affirmed Banco Financiera Comercial Hondureña, S.A. (Ficohsa) at 'A+(hnd)', with a stable outlook. This rating reflects Ficohsa's financial strength and consistent performance in the Honduran market. Key rating factors Size and market relevance Ficohsa is the largest bank in terms of assets and the second largest in terms of loans and deposits in Honduras. Its relevant franchise size gives it a significant competitive advantage in the market. In addition, its business model focuses on corporate and commercial banking, which has resulted in consistent total operating revenues of USD 310 million over the past four years. Loan portfolio quality Although Ficohsa's past-due portfolio ratio increased slightly to ...
Fitch Ratings affirms Ficohsa’s ‘A+(hnd)’ rating; Stable Outlook
Economy

Fitch Ratings affirms Ficohsa’s ‘A+(hnd)’ rating; Stable Outlook

Fitch Ratings, one of the world's leading credit rating agencies, has recently affirmed Banco Financiera Comercial Hondureña, S.A. (Ficohsa) at 'A+(hnd)', with a stable outlook. This rating reflects Ficohsa's financial strength and consistent performance in the Honduran market. Key rating factors Size and market relevance Ficohsa is the largest bank in terms of assets and the second largest in terms of loans and deposits in Honduras. Its relevant franchise size gives it a significant competitive advantage in the market. In addition, its business model focuses on corporate and commercial banking, which has resulted in consistent total operating revenues of USD 310 million over the past four years. Loan portfolio quality Although Ficohsa's past-due portfolio ratio increased slightly to ...
Ficohsa retains its ‘A+(hnd)’ rating by Fitch Ratings with Stable Outlook
Economy

Ficohsa retains its ‘A+(hnd)’ rating by Fitch Ratings with Stable Outlook

Fitch Ratings, one of the world's leading credit rating agencies, has recently affirmed Banco Financiera Comercial Hondureña, S.A. (Ficohsa) at 'A+(hnd)', with a stable outlook. This rating reflects Ficohsa's financial strength and consistent performance in the Honduran market. Key rating factors Size and market relevance Ficohsa is the biggest financial institution in relation to assets and the second biggest concerning loans and deposits in Honduras. Its considerable franchise dimensions provide it with a noteworthy competitive edge within the market. Moreover, its business strategy concentrates on corporate and business banking, which has led to steady overall operating earnings of USD 310 million during the previous four years. Loan portfolio quality Although Ficohsa's past-due po...
October is the month of savings
News

October is the month of savings

This October 31st is International Savings Day, and Ficohsa commemorates it with a month full of valuable tips that will help you achieve goals and secure your future, as well as learn better ways to use your money and start practicing the habit of saving. Savings is the percentage of your income that you set aside with the purpose of having economic resources available to invest in a future objective or use in an unexpected circumstance, such as an emergency. It is important to plan personal and/or family savings to achieve your life projects. For this, it is important to keep track of your income and expenses. You can invest your savings in: Buying your own home. Starting the business you’ve always desired. Making a down payment on the car you want to buy. Initiating...
Honduras highlights the significance of sustainable and eco-friendly tourism on the occasion of EFE’s 50th anniversary in Central America
News

Honduras highlights the significance of sustainable and eco-friendly tourism on the occasion of EFE’s 50th anniversary in Central America

Promoting sustainable and environmentally-friendly tourism was the central theme of a panel discussion held in Honduras on Wednesday to kick off the commemorative events in the country for the 50th anniversary of EFE in Central America. The forum, titled “Tourism in the Times of Climate Uncertainty,” featured the participation of high-ranking officials from Honduras and representatives from private companies. It was moderated by Manuel Fuentes, Editorial Director of the Americas at the EFE Agency. Luis Chévez, the Deputy Minister of Tourism of Honduras, emphasized during the event, held at the Cultural Center of Spain in Tegucigalpa, the importance of building sustainable development that allows us to “adapt” to climate change and advocated for innovation. The Ministry of Tourism ...
Ficohsa: committed to a Sustainable Future
News

Ficohsa: committed to a Sustainable Future

Grupo Financiero Ficohsa understands that sustainability is a fundamental axis to achieve an integral and balanced development. Therefore, it has implemented a series of initiatives that seek to promote sustainability in all its operations. What are these initiatives? Ficohsa has adopted environmental management practices that seek to reduce its impact on the natural environment. Through the implementation of recycling and waste reduction policies, as well as the promotion of energy efficiency, the organization strives to preserve the planet’s valuable resources. Inclusion and diversity are fundamental values that guide Ficohsa’s actions. As a group, they recognize the importance of building an inclusive workspace in which all people can fully develop. In addition, they encourage equa...
Building Bridges to Tomorrow: Camilo Atala’s Commitment to Sustainability
News

Building Bridges to Tomorrow: Camilo Atala’s Commitment to Sustainability

Since 1990, Camilo Atala has led Ficohsa with a responsible vision. Following the educational legacy of his father, Juan Atala, 25 years ago he created the Ficohsa Foundation to offer comprehensive opportunities to young Hondurans. For the past decade, he has also presided over Hondufuturo, a pioneering initiative that provides excellent education abroad to outstanding students in Honduras. In this way, he contributes to national development by bridging the gap between the local and the global. Commitment to education and talent development Both the Ficohsa Foundation and Hondufuturo demonstrate Camilo Atala’s commitment to quality education, recognizing the transformative power of education to drive the country’s progress. Thanks to these initiatives, many young people have been able...
News

Camilo Atala: 30 years promoting change in Honduran companies

As a Honduran entrepreneur, Camilo Atala is always looking for new challenges. In his own words, he firmly believes that «together, we can go far». His clear vision, passion for innovation and constant adaptation have driven him to lead successful projects and generate a positive impact in the business world. Overcoming challenges: learning and growth opportunities Throughout his career, Camilo Atala has faced obstacles, which have taught him to distinguish opportunities for learning and professional growth. His resilient mentality and his ability to turn difficulties into advantages have allowed him to evolve. Committed teams In the business world, Camilo Atala understands the importance of setting realistic but ambitious goals. He also knows that surrounding himself with talented and...
News

Ficohsa: gecommitteerd aan een duurzame toekomst

De Financiële Groep Ficohsa begrijpt dat duurzaamheid een fundamentele pijler is om geïntegreerde en gebalanceerde ontwikkeling te bereiken. Daarom heeft het een reeks initiatieven geïmplementeerd die duurzaamheid in al zijn operaties bevorderen. Welke zijn deze initiatieven? Ficohsa heeft milieubeheerpraktijken aangenomen die erop gericht zijn de impact op het natuurlijke milieu te verminderen. Door het implementeren van recyclingbeleid en afvalvermindering, alsmede het bevorderen van energie-efficiëntie, streeft de organisatie ernaar de waardevolle planetaire hulpbronnen te behouden. Inclusiviteit en diversiteit zijn fundamentele waarden die de acties van Ficohsa leiden. Als groep erkennen ze het belang van een inclusieve werkomgeving waar iedereen zich volledig kan ontwikkelen. Bov...
News

Costruendo ponti verso il domani: l’impegno per la sostenibilità di Camilo Atala

Dal 1990, Camilo Atala guida Ficohsa con una visione responsabile. Seguendo l’eredità educativa di suo padre Juan Atala, 25 anni fa ha creato la Fondazione Ficohsa per offrire opportunità integrate ai giovani honduregni. Inoltre, nell’ultimo decennio ha presieduto Hondufuturo, un’iniziativa pionieristica che fornisce un’eccellente istruzione all’estero a studenti eccellenti dell’Honduras. In questo modo si contribuisce allo svilpo nazionale accorciando le distanze tra locale e globale. Scommessa sull’istruzione e lo sviluppo del talento Sia la Fondazione Ficohsa che Hondufuturo dimostrano l’impegno di Camilo Atala per la formazione di qualità, riconoscendo il potere trasformativo dell’istruzione per stimolare il progresso del paese. Grazie a queste iniziative, molti giovani hanno potu...